Financial Literacy IV (12th Grade)

By ZAPZ PREP Categories: 12th Grade (ZPVS)

About Course

Financial Literacy IV prepares seniors for real‑world financial independence, covering budgeting, credit, loans, taxes, insurance, and long‑term planning.

Course Content

Topic 1: Advanced Budgeting
Students create detailed monthly and yearly budgets.

Topic 2: Credit & Loans
Students learn credit scores, interest, loans, and debt management.

Topic 3: Taxes
Students explore income taxes, W‑2s, and filing basics.

Topic 4: Insurance Basics
Students learn health, auto, renters, and life insurance.

Topic 5: Long‑Term Financial Planning
Students explore saving, investing, and retirement basics.

Topic 6: Finance Project
Students create a full financial plan for life after graduation.

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About Course

What Will You Learn?

Course Content

Topic 1: Advanced Budgeting Students create detailed monthly and yearly budgets.

Topic 2: Credit & Loans Students learn credit scores, interest, loans, and debt management.

Topic 3: Taxes Students explore income taxes, W‑2s, and filing basics.

Topic 4: Insurance Basics Students learn health, auto, renters, and life insurance.

Topic 5: Long‑Term Financial Planning Students explore saving, investing, and retirement basics.

Topic 6: Finance Project Students create a full financial plan for life after graduation.